Serving independent sales organizations since 2006  ◆  ISO partners only
ML Factors funding partnership
[ML]
ISO PARTNERS

ONLY
BUILT FOR ISO RELATIONSHIPS

Real partnership.

Serious funding.

Fast, experienced, integrity-first deal review for independent sales offices. We fund across industries and work hard to help our partners win.

Become an ISO partner ↗ Why partner with us ↓
2006
Established
Fast
Responsive service
Broad
Deal appetite
FAST DECISIONS◆ EXPERIENCED TEAM◆ INTEGRITY FIRST◆ PARTNER FOCUSED◆ FAST DECISIONS◆ EXPERIENCED TEAM◆ INTEGRITY FIRST◆ PARTNER FOCUSED◆
01 — WHY ML FACTORS

Experience that moves at the speed of your deal.

Since 2006, ML Factors has worked with sales professionals who need a funder that answers, communicates, and follows through. Our process is built around the ISO relationship — not direct-to-merchant competition.

⚡
Fast service
Quick review and clear communication when every hour matters.
◇
Integrity
Straight answers and long-term relationships built on trust.
◎
Deep experience
Nearly two decades of perspective across industries and deal profiles.
↗
Broad appetite
We consider opportunities across many business types and use cases.
02 — INDUSTRIES & DEAL TYPES

Built for the businesses that keep America moving.

From equipment and inventory to payroll, expansion and working capital, we review deals across a wide range of industries and business needs.

01
Construction
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02
Trucking & Logistics
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03
HVAC
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04
Plumbing
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05
Healthcare
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06
Electrical Contracting
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07
Roofing
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08
Landscaping
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09
Automotive Repair
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10
Manufacturing
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11
Warehousing & Logistics
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12
Welding & Metal Fabrication
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13
Agriculture & Farming
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14
Mining & Quarrying
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15
Waste Management
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16
Building Maintenance & Janitorial
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17
Nursing & Residential Care
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Don't see your industry? Send us the scenario. We review many established business types.

[ML]
PARTNER CAPITAL
03 — SYNDICATION

Want more skin in the game?

Qualified sales representatives may have the opportunity to syndicate alongside ML Factors on eligible transactions. Bring the deal, choose your stake, and share in the return as it pays down — a deeper partnership with our team.

Ask about syndication ↗
Participation is subject to eligibility, availability, documentation and approval. No offer or guarantee is made.
04 — HOW IT WORKS

A direct path from file to funding.

01
Send the file
Submit the key deal details through our ISO-only partner form.
02
Get a fast review
Our experienced team evaluates the opportunity and communicates clearly.
03
Build the relationship
Close more business with responsive service and partner-first support.
05 — PARTNER WITH US

Bring us your next opportunity.

This form is exclusively for independent sales organizations and sales representatives. ML Factors does not accept direct merchant applications through this website.

ISO ONLY
For direct merchant inquiries, please work through your authorized sales representative.
ISO PARTNER REQUEST
* Required

Submission does not guarantee approval or funding.

06 — FAQ

Frequently asked questions

Do you fund merchants directly?
No. We only work through independent sales offices. If you're a business owner, please reach out through your broker.
What types of deals do you fund?
All types. Construction, trucking, HVAC, plumbing, healthcare, manufacturing — if your client runs a business, we'll look at the deal.
What is syndication, exactly?
The option to put your own money into a deal you bring us, alongside our capital, and share in the return as it pays down.
How fast is funding?
Fast. We keep the process simple so approved deals move without the usual back-and-forth.
How do I become a partner?
Fill out the ISO application above. We'll follow up within one business day.
07 — CONTACT

Get in touch

PHONE
201-882-6025
EMAIL
Info@mlfactors.com
ADDRESS
428 Central Ave

Cedarhurst, NY 11516